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Why choose us?

$300M Protection Fund
Transparent fund flows
$300M Protection Fund

U.S. Treasury-grade stability

USDC is pegged 1:1 to the U.S. dollar, offering stable and transparent returns.

0.95%
Bank deposit
10.00%
Stablecoin Earn

10x higher annual yield

Daily compounding with continuous interest accrual.

$10,005.0 0248

Withdraw anytime, instantly

Interest accrues 24/7. Enjoy instant deposits and withdrawals.

Trusted by millions of users

  • My income isn't always stable, but Stablecoin Earn Plus lets me earn passively anytime! Start earning 10% APY the moment you deposit. Best of all, redemptions are instant and withdrawals are as fast as PayPal.
  • I can save by putting my leftover yen from grocery shopping into USDC, and redeem instantly with no hassle. My husband used to be always worried, but even he said: これで安心 (peace of mind).
  • Stablecoin Earn Plus offers 10% APY with no subscription requirements. I redeemed last week and got my funds instantly, with no next-day waiting. This is true effortless investing for the digital age!
  • Earning yields through the Aave protocol from my non-custodial wallet gives me peace of mind. I can deposit or redeem in seconds, so my idle funds are always ready to ride the next bull run!
  • Just like Yu'e Bao in China, this new generation of financial product combines flexibility and high returns – powered by blockchain technology.
  • Deposit your living expenses here and watch your money grow – it's super convenient for daily spending and even when traveling abroad. Young people deserve financial products made for them!

FAQ

Stablecoin Earn Plus is a product introduced by Bitget Wallet that lets you earn interest on stablecoins like USDC. Your funds are automatically deployed to DeFi protocols to generate a base yield, with bonus interest offered by the platform.
In the Bitget Wallet app, go to the Earn section and select Stablecoin Earn Plus. After completing the subscription, your investment will appear on the My Investments page. You can also check your subscription and redemption records in the Earn transaction history.
On the My Investments page, your Stablecoin Earn Plus assets are displayed at the top by default, including the amount invested, current yield, and yesterday's profits. Tap to view full details of your holdings.
Protocol earnings are accrued in real time and tallied daily. Bonus interest is distributed when you redeem. If you subscribe to Aave V3 on the Base chain through other channels, you will only receive protocol earnings—no bonus interest applies.
Yes. You can redeem both your funds and bonus interest at any time. Once you submit a redemption request, your principal, protocol earnings, and bonus interest will all be returned, with bonus interest distributed via airdrop. The actual arrival time depends on blockchain confirmation, usually instant or within a few minutes. You can view bonus details in your transaction history.
Both subscription and redemption records can be found in your wallet and Earn transaction history. Since bonus interest is distributed via airdrop, you'll see two records for each redemption: one for the principal plus protocol earnings, and another for the airdropped bonus interest.
Your first subscription is gas-free. After that, standard blockchain gas fees apply according to the protocol. Bitget Wallet does not charge any additional management or service fees.
Your funds are invested in audited, decentralized DeFi protocols, with all on-chain transactions fully transparent and verifiable. While protocol contracts offer safeguards, risks still exist—such as smart contract bugs, on-chain asset volatility, or hacking attacks. Please assess your own risk tolerance carefully and invest cautiously. To help maximize the safety of your funds, Bitget Wallet supports only top protocols that have undergone security audits.
Subscribing through Stablecoin Earn Plus lets you earn bonus interest from Bitget Wallet, while direct Aave subscriptions provide only protocol earnings. For more information, refer to the Earn product details page.
No. Bonus interest is distributed at the time of redemption. Your redeemed assets are transferred to your wallet, and the bonus interest is airdropped separately to your wallet address.
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