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Notional Finance

Notional is a decentralized protocol for borrowing and lending at fixed rates and fixed terms. With variable rate lending, DeFi can only serve a small segment of the crypto lending market, as variable interest rates do not offer the certainty that lenders and borrowers need. Notional solves this by creating a true market for lenders and borrowers, empowering individual investors, business owners, and institutional investors.

What is Notional Finance?

Notional Finance is a decentralized protocol on Ethereum that facilitates fixed-rate, fixed-term crypto asset lending and borrowing through a novel financial instrument called fCash. This mechanism allows users to lend or borrow assets at predetermined rates and terms, providing certainty and stability in the decentralized finance (DeFi) space.

How Does Notional Finance Work?

Notional Finance operates using fCash tokens, which represent a claim on a positive or negative cash flow at a specific point in the future. Lenders purchase fCash tokens at a discount, which can be redeemed for their full value at maturity, yielding a fixed return. Borrowers mint fCash tokens by depositing collateral, effectively locking in their borrowing costs. Liquidity providers supply assets to the protocol's liquidity pools and earn fees from the transactions between lenders and borrowers.

What Makes Notional Finance Unique?

Notional Finance stands out by offering fixed-rate lending and borrowing in the DeFi ecosystem, addressing the volatility associated with variable interest rates. Key features include: 1. Fixed-rate lending and borrowing for up to one year, providing users with predictable returns and costs. 2. Utilization of fCash tokens to facilitate efficient and transparent transactions. 3. Integration with Compound Finance through cTokens, enhancing returns for liquidity providers. 4. Governance through the NOTE token, allowing community participation in protocol decisions.

Who Are the Founders of Notional Finance?

Notional Finance was founded by Teddy Woodward and Jeff Wu in 2021. Teddy Woodward has a background in finance and technology, while Jeff Wu brings expertise in software engineering and blockchain development. Their combined experience has been instrumental in developing and advancing the Notional Finance protocol.

Latest News

What Key Events Have There Been for Notional Finance?

Significant milestones for Notional Finance include: 1. Raising a $10 million Series A funding round in May 2021, with participation from prominent investors such as Coinbase Ventures. 2. Launching Notional V2 on November 1, 2021, introducing features like longer-dated maturities, flexible lending and borrowing dates, and a passive liquidity provider experience through nTokens. 3. Introducing the NOTE governance token to facilitate decentralized decision-making within the protocol.

Project Announcements

Recent updates include: 1. Enhancements to the Notional V2 protocol to improve user experience and security. 2. Ongoing community engagement initiatives to foster growth and adoption of the platform.

Upcoming Events

Latest Airdrop

As of July 4, 2025, there are no announced upcoming airdrops for Notional Finance.

Projects Announcements

Where to Buy Notional Finance?

Notional Finance's native token, NOTE, can be traded on the following exchanges: 1. CoinEx: Trading pair NOTE/USDT. 2. Balancer V2: Trading pair NOTE/WETH. Users should ensure they are using reputable exchanges and exercise caution when trading cryptocurrencies.

Notional Finance Price

Daily Trading Volume

As of July 4, 2025, the daily trading volume for NOTE is not available.

All-Time High

The all-time high for NOTE was $21.79 on November 19, 2021, representing a significant decrease compared to the current price.

All-Time Low

The all-time low for NOTE was $0.0161 on May 6, 2025, indicating a recovery from that point to the current price.

Market Cap and Valuation

Market Cap

As of July 4, 2025, the market capitalization for NOTE is approximately $1.15 million, ranking it at #6770 among cryptocurrencies.

Fully Diluted Valuation

The fully diluted valuation of NOTE is approximately $2.45 million, considering the total supply of 100 million tokens.

Notional Finance Price Prediction

While specific price predictions for NOTE are not provided, factors influencing its price include market sentiment, adoption of the Notional Finance platform, and overall trends in the DeFi sector. Investors should conduct thorough research and consider multiple factors before making investment decisions.

How to buy Notional Finance?

To purchase NOTE tokens, follow these steps using the Bitget Wallet: 1. Download the Bitget Wallet: Obtain the app from the official website or your app store. 2. Create an Account: Open the app and follow the instructions to set up a new account, ensuring you use a strong password. 3. Fund Your Wallet: Deposit funds by transferring cryptocurrencies or purchasing crypto using supported payment methods. 4. Navigate to the Market: In the Bitget Wallet, go to the market section and search for NOTE to view available trading pairs. 5. Place Your Order: Select the desired trading pair (e.g., NOTE/USDT), enter the amount you wish to buy, and confirm your order. Once the transaction is completed, NOTE tokens will be added to your wallet.

FAQ

What is the Purpose of Notional Finance?

How Can I Participate in Notional Finance's Ecosystem?

What Sets Notional Finance Apart from Competitors?

Is Notional Finance Secure?

What are the Risks Associated with Notional Finance?

Community Sentiment

8.48K Votes

50% 50%

NOTE

0.176586

0.00%

Trading Volume (24h)

0 0

Circulating MCAP

$17.27M

Fully Diluted Valuation

$17.27M

Circulating Supply

97826429.18358172

Total Supply

100000000

Max Supply