Where Can You Use a Crypto Card in 2025? Real-World Spending, and Wallet Tips

"Where can you use a crypto card" is one of the most frequently asked questions among digital asset users in 2025. The landscape has evolved dramatically since Bitcoin's early days when buying pizza required complex transactions. Today's crypto adoption enables tap-to-pay real-world spending through innovative solutions.

But not all businesses allow direct payments in crypto. Crypto cards bridge this gap by instantly converting digital assets to fiat currency at the point of sale. These cards work anywhere Visa or Mastercard is accepted.

This guide explores where and how you can use crypto cards in real life. You will discover spending locations, withdrawal options, and wallet integration tips. The information covers everything from supermarkets to subscription services across 180+ countries worldwide.

What Is a Crypto Card and How Does It Work?

Understanding crypto cards requires exploring their basic functionality and practical usage methods.

What Is a Crypto Card?

A crypto card is a payment card, typically Visa or Mastercard, that lets you spend cryptocurrency like a debit or credit card. But instead of drawing from a bank account, it is linked to your crypto balance.

When you make a purchase, the card provider instantly converts your chosen crypto into the local fiat currency at the time of the transaction. Different card types serve varying user preferences and spending habits:  

Criteria	Prepaid Crypto Cards	Credit-Backed Crypto Cards
Funding Method	Load crypto in advance	Borrow against crypto holdings
Credit Check	Not required	May be required
Spending Limit	Based on loaded amount	Based on credit line/collateral
Interest/Fees	Transaction fees only	Interest on borrowed amounts
Risk Level	Limited to loaded funds	Potential liquidation risk

Leading examples for 2025 include Bitget Wallet Card offering seamless wallet integration, Crypto.com providing tiered rewards, and BitPay enabling direct crypto spending.

Read more: What Is a Crypto Debit Card and How Does It Work?

How to Use a Crypto Card?

Learning how to use a crypto card involves several straightforward steps:

• KYC Verification:

  Download the provider's app, register your account, and complete identity verification within minutes.

• Load Cryptocurrency:

  Transfer your crypto assets from wallets or exchanges to the card platform.

• Activate Card:

  Enable your physical or virtual card and select your preferred spending cryptocurrency.

• Make Purchases:

  Use the card at any Visa or Mastercard terminal for instant crypto-to-fiat conversion.

How to use crypto card technology extends beyond basic transactions. Most cards support tap-to-pay through Google Pay and Apple Pay integration. This enables contactless payments at millions of NFC-enabled terminals worldwide.

The entire experience prioritizes seamlessness without manual exchanges or complex procedures. Top cards work with several cryptocurrencies and blockchains, so you can use them to spend Bitcoin, Ethereum, and stablecoins, among other digital assets.

Read more: How to Use a Crypto Card for Daily Transactions?

Where Can You Use Your Crypto Card in the Real World in 2025?

Where can you use crypto card technology extends across millions of merchants globally, transforming digital assets into everyday spending power.

Where Can I Spend with a Crypto Card?

Crypto cards enable spending at any location accepting Visa or Mastercard payments worldwide in 2025.

• Geographic Coverage:

  Cards work across Europe, Latin America, and Asia at restaurants, retail stores, and entertainment venues from Paris cafes to Malta fine dining establishments.

• Venue Diversity:

  Major retail chains, including Whole Foods, Home Depot, and Burger King, accept crypto payments through platforms like BitPay and Spedn.

Bitget Wallet Card supports real-time, multi-chain top-ups with instant conversion at purchase moments. Users can spend from any supported blockchain like BNB, USDT, and USDC without manual pre-conversion processes.

“Where can I spend with a crypto card” becomes clearer when examining specific merchant categories. Travel and entertainment venues in crypto-friendly countries like El Salvador, Switzerland, Singapore, and Portugal increasingly accept crypto card payments. It also includes e-commerce platforms through browser extensions facilitating crypto-to-fiat conversion at checkout.

Source: Tiankii

Which Stores Accept Crypto Card?

Which stores accept crypto card payments spans from major corporations to local businesses across various industries.

• Bitget Wallet Card positions itself as a universal solution with native compatibility across Apple Pay, Google Pay, and PayPal. This provides NFC tap-to-pay functionality at any Mastercard or Visa terminal across the globe, so you can use it at over 100 million stores.
• BitPay enables payments at Microsoft for account top-ups, AT&T for bill payments, Starbucks via Bakkt, and major retailers.
• Fold Visa cards work at hundreds of partners, including restaurants and travel providers, while earning Bitcoin rewards.

Source: dExplain

Can I Use a Crypto Card for Online Shopping?

Yes, crypto cards provide multiple payment methods for e-commerce transactions. Popular platforms include Amazon via Moon plugin, AliExpress, Walmart, and Shopify stores using crypto cards or browser extensions. These ways offer augmented online shopping capabilities:

• Instant Activation:

  Virtual cards provide immediate issuance without waiting for physical card delivery.

• Enhanced Security:

  Card details and crypto wallets remain shielded from merchants during transactions.

• Mobile Integration:

  Seamless compatibility with Apple Pay and Google Pay for online and in-store purchases.

Source: Macworld

Where to Withdraw Cash with Crypto Card?

Cash withdrawals transform digital assets into physical currency through ATM networks supporting major payment processors worldwide.

Supported ATMs Worldwide

Where to withdraw cash with a crypto card becomes simple through Crypto.com Visa and Mastercard networks. You can use these cards at almost any ATM that has the Visa, Visa Plus, Mastercard, Maestro, or Cirrus logos on it across millions of locations globally.

Users can locate compatible machines through official Visa ATM locators or Mastercard ATM locators for convenience. Where to withdraw cash with crypto card functionality spans the EU, Latin America, Asia, and beyond through these established networks.

Important Disclosure: Bitget Wallet Card does not currently support ATM withdrawals despite earlier reports suggesting otherwise. Always verify current card capabilities through official documentation before attempting cash withdrawals.

Common Restrictions and Limitations

Crypto cards include specific usage policies that limit certain transaction types and geographical availability. Standard restrictions apply across most providers:

• Prohibited Activities:

  Cards cannot be used for gambling transactions, cash advances, or purchasing additional cryptocurrency.

• Crypto Wallet Top-ups:

  Loading other crypto wallets or exchanging between digital assets is generally restricted.

• Sanctioned Countries:

  Withdrawals are blocked in certain regions including North Korea, Iran, and Myanmar.

Singapore presents unique regulatory constraints for Crypto.com cardholders. Singapore presents unique regulatory constraints for Crypto.com cardholders. The Payment Services Act blocks them from using ATMs within the country. They can only get cash from machines outside Singapore.

Also, the yearly limits are strict, with S$30,000 for foreign ATM withdrawals and S$20,000 for wallet balances. These rules help Singapore comply with its financial laws while still allowing people to use their cards when traveling abroad for valid purposes.

Crypto Cards That Work with Apple Pay and Google Pay

Crypto cards that work with Apple Pay and Google Pay enable seamless contactless payments through NFC technology across millions of terminals worldwide.   

Card Provider	Apple Pay	Google Pay	Key Features
Bitget Wallet Card	Yes	Yes	Native mobile integration, NFC tap-to-pay, broad crypto support
Crypto.com	Yes	Yes	Global reach, tiered rewards, Visa/Mastercard compatibility
BitPay	Yes	Yes*	US focus, instant crypto-to-fiat, prepaid Mastercard
Fold	Yes	Yes	Bitcoin rewards, Visa network, gamified spending
Coinbase Card	Yes	Yes	Up to 4% crypto rewards, instant spend, no waiting for physical card

• BitPay Google Pay support rolled out in phases

Crypto cards that work with Apple Pay or Google Pay support contactless payments using tokenization and biometric authentication for secure transactions. With over 5.3 billion digital wallet users globally and 40% of online purchases on mobile, tap-to-pay becomes the default payment method for new generation spenders.

Bitget Wallet Card stands out as natively integrated for mobile-first users, offering instant activation without waiting for physical cards and seamless spending capabilities.

Why Bitget Wallet Card Is the Best Choice in 2025?

Bitget Wallet Card emerges as the best crypto card for daily usage since it has low prices, is available all around the world, and works well with other systems.

1. Low Fees and Real-World Support

Bitget Wallet Card leads the industry with comprehensive fees of just 1.7% per transaction. This fee significantly undercuts major competitors like Coinbase (2%), Nexo (2.75%), and Plutus (3%).

The card also eliminates common charges that burden users with unnecessary costs:

• Zero Top-Up Fees:

  No charges for loading cryptocurrency or fiat currency onto the card.

• No Monthly Maintenance:

  Complete absence of recurring monthly or annual fees for cardholders.

2. Global Reach and Legal Clarity

Bitget Wallet Card maintains robust legal compliance through official issuance via Mastercard in the EU and Visa in Asia. Thus, using both networks gives users strong protection and meets rules in different countries.

The card also supports users across 40+ countries, including key markets like the UK, Germany, France, Brazil, the Philippines, Malaysia, and Mexico. This wide coverage beats many rivals that only work in places like the US or Europe.

3. Bitget Wallet Ecosystem Integration

Crypto card for everyday use reaches new heights through Bitget's native wallet integration, eliminating the need for third-party applications or manual connections. Advanced features that enhance the crypto purchasing experience include:

• Stablecoin Staking:

  Users can stake USDT and USDC directly within the wallet, earning up to 8% APY through DeFi protocols.

• One-Click Web3 Connection:

  Seamless management of crypto assets, staking, trading, and spending within a single integrated platform.
  
  

FAQs about Where You Can Use A Crypto Card

1. Where can I spend my crypto card in 2025?

Crypto cards work at millions of places that accept Visa or Mastercard. This includes food places, shops, online stores, and travel booking sites around the world.

2. Which stores accept crypto cards for online shopping?

Any website accepting Visa/Mastercard works with crypto cards. Browser plugins enable shopping on Amazon, Walmart, and AliExpress even without direct crypto acceptance.

3. What are the main types of crypto cards available?

Three main kinds exist: debit cards (spend crypto instantly), credit cards (borrow money using crypto as backup), and prepaid cards (add money before spending).

4. Can I withdraw cash from ATMs with crypto cards?

Most crypto cards let you withdraw cash from ATMs that take Visa/Mastercard. Some limits might apply like daily caps, blocked countries, and no gambling use.

5. What makes Bitget Wallet Card stand out in 2025?

Bitget Wallet Card offers ultra-low 1.7% fees, no monthly charges, global acceptance across 40+ countries, and integrated DeFi staking yielding up to 8% APY.

Conclusion

“Where can you use a crypto card” has evolved from a niche question to mainstream reality in 2025. Crypto cards work well at millions of stores across the globe. You can use them to purchase items in stores, online, and via Apple Pay and Google Pay on mobile wallets.

Bitget Wallet Card delivers one of the best crypto card experiences available today with industry-low 1.7% fees, global acceptance, and native ecosystem integration. The card combines real-world utility with advanced DeFi features like stablecoin staking and multi-chain support.

To experience crypto like cash, download Bitget Wallet now and apply for their card today through simplified onboarding processes. KYC verification completes within minutes, enabling immediate access to crypto spending capabilities across 100+ million merchants globally.

Download Bitget Wallet

Risk Disclosure

Please be aware that cryptocurrency trading involves high market risk. Bitget Wallet is not responsible for any trading losses incurred. Always perform your own research and trade responsibly.